Client risk rating.

Still to answer

• Client type and ownership transparency
• Jurisdiction risk (your own assessment)
• Politically exposed person (PEP)
• Sanctions check result
• Source of funds transparency
• Service risk (your assessment)
• Delivery channel

Inputs

• Client type and ownership transparency: Not answered
• Jurisdiction risk (your own assessment): Not answered
• Politically exposed person (PEP): Not answered
• Sanctions check result: Not answered
• Source of funds transparency: Not answered
• Service risk (your assessment): Not answered
• Delivery channel: Not answered

Method

Each factor adds 0 to 3 points. A total of 0 to 3 is low, 4 to 8 is medium and 9 or more is high. Any unknown answer prevents a low rating. Results are applied in this order. A potential or confirmed sanctions match always shows stop and escalate, even if other questions are unanswered. Next, if identity, ownership or control cannot be established, the tool says not to provide the designated service until those matters are established, also regardless of unanswered questions. Otherwise, any unanswered question gives incomplete; if a high risk trigger is already selected, a high risk alert shows alongside it and the client can never be rated low. Once complete, a foreign PEP, a high risk domestic or international organisation PEP, a higher risk jurisdiction or unclear source of funds sets the completed rating to high regardless of the total. The high PEP override is a conservative Australian context heuristic; check AUSTRAC PEP guidance, including the foreign permanent establishment qualification. This is a simple InvestPass heuristic, not an AUSTRAC method or score.